RetrainMap / Pivot Audits / Insurance Sales Agents

The Pivot Audit · verified 2026-08-15

Insurance Sales Agents: an honest AI-exposure audit

Sell life, property, casualty, health, automotive, or other types of insurance. May refer clients to independent brokers, work as an independent broker, or be employed by an insurance company.

How to read this page (the honest frame)
568,800
employed, US (2024) — BLS via O*NET OnLine, fetched 2026-08-15
$62,280
median annual wage (2025) — BLS OEWS via O*NET OnLine
Average (3% to 4%)
BLS projected employment change 2024–34 · projected openings/yr: 47,000
91st
AI-exposure percentile, of 774 scored occupations — Felten–Raj–Seamans AIOE (2021 index)

The sources disagree — read this before the score scares you. The AIOE index puts this occupation at the 91st exposure percentile, yet BLS projects “Average (3% to 4%)” employment change for 2024–34. Both are published numbers from serious sources; neither is a prediction about your job. A product that shows you only the scary one is selling, not informing.

USAGE

What the AI-usage data actually shows

Anthropic Economic Index (May 2026): no published figure for this occupation. The index recognizes the occupation but suppressed its numbers this release under privacy minimums — suppression, not zero.

Read this correctly: it measures how often tasks like this occupation's appear in Claude conversations — not how many members of the occupation use AI; “augmentation vs automation” describes conversation styles, not job outcomes. Snapshot of period 2026-05-01; no trend exists. Source: Anthropic Economic Index (CC BY 4.0), retrieved 2026-08-15. The dataset's own instruction: it “cannot ground advice on career choices in either direction.”

AUDIT

What the “related occupations” pivot list really offers

Pivot tools — free and paid — typically recommend O*NET's related occupations for your job. Here is that exact list for Insurance Sales Agents, with each occupation's AI-exposure percentile attached. Judge the escape value yourself.

Zero of the 18 scored “related occupations” for this job sit below the median of AI exposure. The skills-adjacent pivot list for this occupation is sideways-or-worse — not because we say so, but because relatedness is shared task content, and exposure is a function of task content.

2 of the 20 related occupations carry no AIOE score (2018-SOC codes newer than the index) — an honest gap, labeled in the table.

#Related occupation (O*NET 30.3)AI-exposure percentile (AIOE)
1Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travelnot scored
2Insurance Claims and Policy Processing Clerks84th
3Customer Service Representatives73rd
4Personal Financial Advisors96th
5Securities, Commodities, and Financial Services Sales Agents85th
6Insurance Underwriters90th
7Loan Officers95th
8Credit Authorizers, Checkers, and Clerks98th
9Credit Counselors95th
10Financial and Investment Analysts95th
11Claims Adjusters, Examiners, and Investigators86th
12Eligibility Interviewers, Government Programs84th
13Compensation, Benefits, and Job Analysis Specialists98th
14New Accounts Clerks82nd
15Loan Interviewers and Clerks94th
16Real Estate Sales Agents71st
17Management Analysts98th
18Financial Risk Specialistsnot scored
19Financial Managers98th
20Credit Analysts92nd

Computed 2026-08-15 from O*NET 30.3 “Related Occupations” × AIOE percentiles (average-rank method; full method in the source ledger). Across all 782 scoreable occupations, an occupation's exposure percentile and its related occupations' mean exposure percentile correlate at r = 0.907; 122 of 192 top-quartile-exposed occupations (63.5%) have zero related occupations below median exposure. “Skills-adjacent and AI-safe” is a near-empty set for exactly the people searching for it.

ROUTES

The routes that actually change the number

In the data, pivots that genuinely reduce exposure are mostly job-zone jumps into hands-on work — retraining, not adjacency. That has real costs and real prices, so here they are, from the institutions' own pages. Routes below are the nearest-by-wage destinations from our audited library (exposure ≤ 60th percentile).

Electricians

$63,190 median wage 2025 Much faster than average (7%+) · BLS 2024–34 +$910 vs this occupation's median

AIOE exposure: 28th percentile of 774 scored occupations · employment (2024): 818,700 · wage/outlook: BLS via O*NET OnLine, fetched 2026-08-15

What training costs (published prices, dated):

  • IBEW/NECA joint apprenticeship — earn while you learn: “The apprentice will be paid a percentage of the journeyman wage rate and will receive periodic wage increases” (IBEW Michigan apprenticeship page, verified 2026-08-15). Industry guides put year one at roughly 40–50% of journeyman scale [third-party, 2026]. Find a local program at apprenticeship.gov

Heating, Air Conditioning, and Refrigeration Mechanics and Installers

$61,010 median wage 2025 Much faster than average (7%+) · BLS 2024–34 −$1,270 vs this occupation's median

AIOE exposure: 26th percentile of 774 scored occupations · employment (2024): 425,200 · wage/outlook: BLS via O*NET OnLine, fetched 2026-08-15

What training costs (published prices, dated):

  • GateWay Community College (AZ) HVAC Residential Installation & Service certificate — est. $5,330 tuition, lab, and estimated book fees (AAS route: $7,175) (gatewaycc.edu, verified 2026-08-15)

Plumbers, Pipefitters, and Steamfitters

$63,800 median wage 2025 Faster than average (5% to 6%) · BLS 2024–34 +$1,520 vs this occupation's median

AIOE exposure: 15th percentile of 774 scored occupations · employment (2024): 504,500 · wage/outlook: BLS via O*NET OnLine, fetched 2026-08-15

What training costs (published prices, dated):

  • See your local community college for published program costs.

Funding: training toward routes like these can be WIOA-fundable for eligible adults and dislocated workers — eligibility is determined at your local American Job Center (find yours); state Eligible Training Provider Lists name the approved programs. Registered apprenticeships are searchable at apprenticeship.gov.

The full report for Insurance Sales Agents — $29, one-time

This free audit shows the shape. The paid report builds your priced menu: every evidenced route out of Insurance Sales Agents with published program costs near you, earnings records where they exist (College Scorecard field-of-study / Census PSEO), apprenticeship and WIOA funding pointers, the credential ladder, and the same honest exposure read — every figure sourced and dated. No score theater, no “safe jobs” list the data cannot support.

The $29 report Read the free specimen first

No email capture before purchase. No countdown timer. It's a report, not a funnel.

Sources for this page